December 04, 2008

What is a car accident claim

When a car accident occurred, usually the injured victim will make a claim. In most of the cases it is the passengers of the car who had personal injuries and claims made by them have greater chances of success. However, if the car driver was responsible for the accident, then he can’t make the car accident claim.

In a successful car accident claim, the evidences that can prove the victim’s innocence and the negligence of the third party are very important. Besides, the claim for a car accident should be filed within three years from the date that the accident occurred.

As for the compensation, it will be made up of two parts. One is for special damages, which refers to the compensation to loss of earnings, medical costs and other general expenses; the other is for general damages, which refers to the compensation that calculated by the judge of the changed life of the victim as the result of the accident. However, if the passenger was not wearing the seat belt or if he knew that the driver was not fit for safe driving, the compensation might be reduced.

In some cases, the driver at fault may not be insured, and in such cases, the Motor Insurance Bureau will pay the compensation.

If you or someone you loved is injured in a car accident, contact an experienced car accident attorney to help you.

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